Man in living room using laptop and holding credit card smiling

How to secure a discounted loan when rates are on the rise

Following in the path of the big four banks, Macquarie Bank and St George (Bank of Melbourne) announced this week that they also will be raising their interest rates on standard variable rate home loans. The interest rates will rise by 20 basis points for Macquarie Bank and 15 basis points for St George.   […]

Read More
Home Mortgage Broker

Business overdrafts and lines of credit

These facilities are sometimes described together and are essentially very similar. They allow you to overdraw your business account by an agreed limit, which is determined by the business’s capacity to service the debt. Interest is only charged on the funds used and funds can be drawn and repaid at any time.  This differs to […]

Read More
Mortgage Broker Melbourne

5 Factors to think about before you apply for a car loan

Buying a new car is an exciting time! If you’re planning to finance your new purchase with a car loan it’s important that you don’t rush into a decision and you take time to research your options so you can find the right loan for you. If your loan is being secured against the vehicle, your […]

Read More
Home Loans Melbourne

Which loan – small scale vs large scale renovations

Home renovation reality TV programs have no doubt inspired us all to knock down a wall and reveal the vast open plan living space that awaits, however there is that matter requiring just as much enthusiasm that most people find a little less aesthetically pleasing – finding the finance. If your renovations are of a […]

Read More
Home Loan Broker

The different ways to finance a renovation

If you’re reading this article then you’ve probably exceeded your tolerance for some dated décor around the house and you’re not prepared to wait until your mustard linoleum or avocado wash basin comes back into fashion. Alternatively you could be facing the other problem – a member of the family has violated your personal space […]

Read More
Mortgage Broker Melbourne

What is a low doc loan and how do they work?

Low documentation (low doc) loans, are loans that don’t require the standard documentation required for most home loans. Low doc loans are popular, especially among people who are self employed and don’t have pay slips or other traditional forms of proof of income to back up a loan application. Where can I get a low […]

Read More
Mortgage Broker Sydney

How to get a loan when you’re self-employed

Getting a home loan is difficult at any time, but when you’re self-employed, there’s an extra degree of difficulty when it comes to proving your income and finding a lender who will approve your application. …low doc loans are seen as a higher risk than full doc loans and therefore, attract a stricter lending policy. […]

Read More
Mortgage Broker Melbourne

How to get a good deal on your car loan

If you’ve spent any time researching car loans you’ll probably have noticed that there is a wide variation between different interest rates, fees, terms and features. These differences can make finding the right loan a headache. A loan with a low interest rate may not be the right deal once all the fees are taken into consideration. […]

Read More
Mortgage Broker Sydney

What documentation do you need when you’re applying for a business loan?

When you apply for a business loan you will need to provide information about your business and your financial situation. Having the right documentation prepared and ready to go can speed up the application process and help ensure it runs smoothly. Often the success or otherwise of your loan application will depend on the quality […]

Read More